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Sun Credit Union

Share Accounts     Learn more

 

 

Product

APR1

Min Balance

 
Savings: Personal, Youth, Business
(Paid Quarterly)

0.17%


$100


  Capital Account 0.21% $2,500
  (Paid Monthly) 0.27% $10,000
    0.37% $50,000

  Christmas Club
(Paid Monthly)
0.17%

$0


  Individual Retirement Account (IRA)
(Paid Quarterly)
0.85%

$0


  Escrow Checking
(Paid Quarterly)
0.17%

$0



Certificates of Deposit (CD)     Learn more

Standard Certificates

 

Term

Dividend Rate

APY1

Min Balance

  3 Months 0.209 0.21 $2,000
  5 Months 0.459 0.46 $1,000
  6 Months 0.459 0.46 $2,000
  12 Months 0.707 0.71 $2,000
  24 Months 0.757 0.76 $2,000
  36 Months 0.757 0.76 $2,000
  60 Months 1.252 1.26 $2,000


Jumbo Certificates

 

Term

Dividend Rate

APY1

Min Balance

  3 Months 0.239 0.24 $90,000
  5 Months 0.488 0.49 $90,000
  6 Months 0.488 0.49 $90,000
  12 Months 0.737 0.74 $90,000
  24 Months 0.787 0.79 $90,000
  36 Months 0.787 0.79 $90,000
  60 Months 1.282 1.29 $90,000

1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply.

Effective May 22, 2020

Auto Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


2013 & Newer
  Mileage up to 75,0002


2.74%


up to 36 months

 

2013 & Newer
  Mileage 75,001 – 99,9992

4.49%

up to 36 months

 

2013 & Newer
  Mileage up to 75,0002

3.99%

up to 75 months

Boat, Motorcycle, and RV Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


2012 and newer (under 100,000 miles)2


5.24%


up to 60 months

  2012 and newer (under 100,000 miles)2 

7.74%

up to 72 months


1APR = Annual Percentage Rate. 2Personal Loan Rate will be used if vehicle is older than 7 years and/or mileage is greater than 99,999

Effective March 1, 2020

Personal Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


Personal Loan


As low as 7.95%1


up to 60 months

 

Personal Loan - Share Secured

Share rate plus 3% (variable)

up to 120 months


1APR (Annual Percentage Rate)

Effective March 1, 2020

Home Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


Home Equity Line of Credit


1.99%


6-month introductory rate

   

4.00% to 18.00%

month 7 up to 180 months


1APR = Annual Percentage Rate. Introductory Rate for first 6 months is 1.99% APR. Thereafter, the Home Equity Line of Credit will have a variable rate will range from Prime minus 1% with a floor rate of 4.00% APR to a max rate of 18.00% APR. Maximum rate change in 12-month period is 2.00% APR. Interest rate is based on creditworthiness. Loan is subject to credit union eligibility and underwriting guidelines. Fees up to $3,500.00 may be charged by SUN Credit Union or third party. SUN Credit Union will pay half of the closing cost provided a minimum draw of $10,000.00 is taken and the loan is not paid off within 24 months.

Effective March 1, 2020

Visa® Credit Card Rates     Learn more

 

Product

APR starting at1

APR up to1

 
Platinum

8.90%

16.90%
  Plainum Rewards 9.90% 17.90%
  Platinum Secured  14.90% 14.90%

1For complete rates and terms, review the SUN Credit Union Visa® Disclosure.

Effective March 1, 2020

We are aware of a texting scam to members/customers of financial institutions. SUN Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information.