1APR (Annual Percentage Rate): on Auto Purchase & Refinance Loans for Essential Workers & Educators is 1.75% APR up to 63 months for credit score 680+. First Responders APR is 1.75% APR up to 75 months for credit score 650+. Minimum loan amount of $10,000. Terms may vary on individuals credit history and other factors. Other rates and longer terms available. Vehicles 2014 and newer. Does not include loans already financed through SUN Credit Union. No other discounts apply. This offer may be removed at anytime without notice. Subject to Underwriting guidelines. Must meet credit union eligibility requirements. 1Annual Percentage Rate on Personal Loans is 5.95% up to 60 month terms. Minimum loan amount of $500. Maximum loan amounts are $15,000. Terms may vary depending on individuals credit history and other factors. No other discounts apply. This offer may be removed at anytime without notice. Subject to Underwriting guidelines. Must meet credit union eligibility requirements. 1Introductory Rate on HELOC is for first 6 months at 1.99% APR. Thereafter, the Home Equity Line of Credit will have a variable rate ranging from 3.50% APR to 18.00% APR. Maximum rate change in 12 month period is 2.00% APR. Primary residence must be owned by the member(s). Interest rate is based on creditworthiness. Loan is subject to credit union eligibility and underwriting guidelines. Fees up to $3,500.00 may be charged by SUN Credit Union or third party.
2Deferred Payment: Auto Purchase & Refinance Loans is Optional. Interest accrues from date of the contact. Qualified borrowers only, first payment may be deferred up to 90 days and is dependent upon when your loan closes. Certain restrictions apply, based on credit worthiness. 2Deferred Payment: on Personal Loans is Optional. Interest accrues from the date of the agreement. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when the loan closes. Certain restrictions may apply. Proof of employment may be required.
3Closing Costs on Home Equity Line of Credit: SUN Credit Union will pay half of the closing costs provided a minimum draw of $10,000.00 is taken and the loan is not paid off within 24 months.
4First Responders & Essential Workers: Eligible first responders include police, fire, paramedic, EMT. Eligible essential workers include healthcare professionals, city workers, grocery store workers, postal workers, farmers, military (active,reserve,veteran or retired military). Educators are also included. Proof of employment is required.