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SUN Credit Union’s branch locations will be closed on July 3rd, 2020 in observance of Independence Day.
Our offices will reopen on Monday, July 6th, 2020.
Have a Safe & Happy Independence Day!
MAY 25th COVID-19 UPDATE: Information for our members regarding access to services
SUN Credit Union’s branch locations will be closed on July 3rd, 2020 in observance of Independence Day.
Our offices will reopen on Monday, July 6th, 2020.
Have a Safe & Happy Independence Day!
MAY 25th COVID-19 UPDATE: Information for our members regarding access to services
Share Accounts Learn more
Product |
APR1 |
Min Balance |
|
Savings: Personal, Youth, Business (Paid Quarterly) |
0.11% |
$100 |
|
| Capital Account | 0.15% | $2,500 | |
| (Paid Monthly) | 0.21% | $10,000 | |
| 0.35% | $50,000 | ||
| Christmas Club (Paid Quarterly) |
0.11% |
$0 |
|
| Individual Retirement Account (IRA) (Paid Quarterly) |
0.26% |
$0 |
|
| Escrow Checking (Paid Monthly) |
0.11% |
$0 |
|
Certificates of Deposit (CD) Learn more
Standard Certificates |
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 0.160 | 0.16 | $2,000 | |
| 5 Months | 0.409 | 0.41 | $1,000 | |
| 6 Months | 0.409 | 0.41 | $2,000 | |
| 12 Months | 0.509 | 0.51 | $2,000 | |
| 24 Months | 0.608 | 0.61 | $2,000 | |
| 36 Months | 0.658 | 0.66 | $2,000 | |
| 60 Months | 0.857 | 0.86 | $2,000 | |
|
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 0.190 | 0.19 | $90,000 | |
| 5 Months | 0.439 | 0.44 | $90,000 | |
| 6 Months | 0.439 | 0.44 | $90,000 | |
| 12 Months | 0.539 | 0.54 | $90,000 | |
| 24 Months | 0.638 | 0.66 | $90,000 | |
| 36 Months | 0.688 | 0.69 | $90,000 | |
| 60 Months | 0.886 | 0.89 | $90,000 | |
|
1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply. |
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Effective July 1, 2020
Auto Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
2013 & Newer |
4.49% |
up to 36 months |
|
|
2013 & Newer |
3.99% |
up to 75 months |
Boat, Motorcycle, and RV Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
| 2012 and newer (under 100,000 miles)2 |
7.74% |
up to 72 months |
|
| 1APR = Annual Percentage Rate. 2Personal Loan Rate will be used if vehicle is older than 7 years and/or mileage is greater than 99,999 | |||
Effective March 1, 2020
Personal Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
Personal Loan - Share Secured |
Share rate plus 3% (variable) |
up to 120 months |
|
| 1APR (Annual Percentage Rate) | |||
Effective March 1, 2020
Home Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
4.00% to 18.00% |
month 7 up to 180 months |
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| 1APR = Annual Percentage Rate. Introductory Rate for first 6 months is 1.99% APR. Thereafter, the Home Equity Line of Credit will have a variable rate will range from Prime minus 1% with a floor rate of 4.00% APR to a max rate of 18.00% APR. Maximum rate change in 12-month period is 2.00% APR. Interest rate is based on creditworthiness. Loan is subject to credit union eligibility and underwriting guidelines. Fees up to $3,500.00 may be charged by SUN Credit Union or third party. SUN Credit Union will pay half of the closing cost provided a minimum draw of $10,000.00 is taken and the loan is not paid off within 24 months. | |||
Effective March 1, 2020
Visa® Credit Card Rates Learn more
Product |
APR starting at1 |
APR up to1 |
|
Platinum |
8.90% |
16.90% |
|
| Plainum Rewards | 9.90% | 17.90% | |
| Platinum Secured | 14.90% | 14.90% | |
| 1For complete rates and terms, review the SUN Credit Union Visa® Disclosure. | |||
Effective March 1, 2020