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Sun Credit Union

  • Checking Simplify your spending with reduced fees and added benefits.

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Personal Checking (Share Draft Account)   Enroll in Online Banking   Enroll in Mobile Banking

Our gold standard in managing your personal finances.

  • NO monthly service fees
  • NO minimum balance requirement
  • NO direct deposit requirement
  • NO per check charge
  • Unlimited transfers between Checking and Savings
  • FREE instant-issue Visa Debit Card

Second Chance Checking

A fresh start towards a solid financial future for members who don’t qualify for our standard checking account due to past financial difficulties.
Enjoy the basic features of our standard personal checking account for a small monthly service fee.

Overdraft Protection

Unanticipated events or unforeseen problems can occasionally leave you with too little cash in your checking account to cover your expenses. When life happens, we’ve got you covered.

Standard Overdraft Protection

Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the money is automatically transferred from your savings account, provided the funds are available, for a nominal fee per transfer. A maximum of six (6) transfers are allowed per month.

Member Privilege - Overdraft Courtesy Pay

When you do not have sufficient funds to cover your transaction(s), SUN Credit Union will pay the difference on your behalf for a fee per transaction. There are no additional costs associated with Member Privilege - Overdraft Courtesy Pay. Member Privilege is activated on accounts in good standing, 90 days after account opening. Learn more

Note: If you do not have sufficient funds in your account and/or you decline Member Privilege, we will refuse the payment for your transaction. A per-transaction fee will be charged to your account, along with any additional fees assessed by the other party.

Keep tabs on you debit card with CardValetCardValet® Debit Card Management – Mobile app

Save time and rest easy by controlling the cards in your wallet with the phone in your pocket.

  • Instantly lock (and unlock) your cards if they go missing.
  • Set and remove spending limits.
  • Receive purchase alerts and account balances in real time.
  • Limit transactions to a certain area using your phone’s GPS.

To sign up for this free service, simply download the CardValet® App from your smart phone’s app store and follow the prompts.


We are aware of a texting scam to members/customers of financial institutions. SUN Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information.