Loan Rates
Effective as
of February 1, 2010
Autos / Trucks, Boats, RV's and Motorcycles
New or Used 1999 - 2009
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*Rate includes
an additional reduction of up to .50% for the above loans with direct deposit or payroll and/or
other specific products, if member is not eligible for discounts
rate may be as low as 5.47% for 36 months. Rate based on individual credit
worthiness and terms of the loan. APR= Annual Percentage Rate.
Mortgages-Market Rate
SUN Credit Union has teamed up with
Florida Member's Mortgage,
Inc. to bring you the best in mortgage programs and services. The
application process is fast and easy and can be done when it is convenient for
you. For current rates and/or more information call toll free 1 888 636-2684 or
visit their website at
Florida Member's Mortgage,
Inc.
Home Equity Line of
Credit
Introductory Rate of Prime Minus 1/2
% for the first Six Months, after which may adjust 2% with a floor rate
of 5%
Minimum loan amount $10,000 of which is
required to draw at time of closing. Borrow up to 70% of Loan to Value
for Single Family Homes and up to 60% Loan to Value on
Condo/Townhome/Multi Unit housing. A HELOC may qualify you for a tax
deduction, consult a tax professional for details. Early payoff
restrictions may apply. Rate is based on individual credit worthiness.
To Apply
call our offices
Home Equity Loan -
Fixed Rate
| Term |
APR1 |
Rate
Type |
Additional
Disclosures |
|
5 years |
As low as
5.50%2 |
Fixed |
60 monthly payments of
$19.11 for each $1000.00 borrowed. |
|
7 years |
As low as
5.99%2 |
Fixed |
84 monthly payments of
$14.61 for each $1000.00 borrowed. |
|
10 years |
As low as
6.25%2 |
Fixed |
120 monthly payments of
$11.23 for each $1000.00 borrowed. |
|
12 years |
As low as
6.50%2 |
Fixed |
144 monthly payments of
$10.02 for each $1000.00 borrowed. |
|
15 years |
As low as
6.75%2 |
Fixed |
180 monthly payments of
$8.86 for each $1000.00 borrowed. |
1 APR = Annual
Percentage Rate
2Rate dependent on Member's creditworthiness and property loan
to value ratio. |
To Apply
call our offices
Personal / Line of Credit
As low as 7.95%
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Share Secured
2% above
current share rate in effect for shares used as collateral
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Combination Loan
(Secured and unsecured aggregation)
14.5%
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VISA Credit Card
Platinum 9.9%
Classic 10.9%
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Visa Credit Card Disclosure
|
|
The information about the costs
of the card
described above is accurate as of November 1, 2004. The information may have
changed after that date. To find out what may have changed, call, write or
E-mail us at the number or address
listed on the Contact Page. |
| Annual Percentage Rate for Purchases (APR) |
VISA Classic
|
Platinum VISA |
| Annual Percentage Rate for Purchases (APR) |
10.9% |
9.9% |
| Other APRs |
10.9%
|
9.9%
|
| Variable-rate Information |
N/A
|
N/A
|
| Grace Period for repayment of balances for
purchases |
25 days for purchases.
|
25 days for purchases.
|
| Method of computing the balance for purchases |
Average Daily Balance (including new
purchases) |
Average Daily Balance (including new
purchases) |
| Annual Fee |
None |
None |
| Minimum Finance Charge |
None |
None |
| Transaction fee for Purchases |
None |
None |
| Other Fees |
Late Payment Fee: 10% of the payment due with a $29.00 minimum if ten (10)
or more days late. |
Late Payment Fee: 10% of the payment due with a $29.00 minimum if ten (10)
or more days late. |
|
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