Our offices will be closed on Thanksgiving Day.

Cash may be obtained from ATM’s, and accounts can be accessed through SUN Credit Union home banking and mobile banking.
View our complete Holiday Schedule.

Call Us: 954-967-4441

M.A.R.S. Audio 800-419-0953

Credit Card Rates

IMPORTANT CREDIT CARD DISCLOSURES

The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of October 28, 2015. You can contact us toll free at 1-800-338-0566, to inquire if any changes occurred since the effective date.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases & Balance Transfers

VISA PLATINUM
3.99% Introductory APR for 6 months.
After that, your Standard APR will be
8.90% - 16.90%
depending on your credit history.

VISA PLATINUM REWARDS
3.99% Introductory APR for 6 months.
After that, your Standard APR will be
9.90% - 17.90%
depending on your credit history.

VISA PLATINUM SECURED
14.90%

APR for Cash Advances

VISA PLATINUM
8.90% - 16.90%
depending on your credit history.

VISA PLATINUM REWARDS
9.90% - 17.90%
depending on your credit history.

VISA PLATINUM SECURED
14.90%

Paying Interest

Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.

Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50.
For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees

 

Fees to Open or Maintain your Account
- Annual Fee:
- Application Fee:


None
None

Transaction Fees
- Balance Transfer:
- Cash Advance:
- Foreign Transaction:

None
None
1.00%
of each transaction in U.S. dollars

Penalty Fees
- Late Payment:
- Over-the-Credit-Limit:
- Returned Payment Fee:


Up to $25.00 if your payment is late 10 days or more.
None
Up to $29.00 if your payment is returned for any reason.

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

Loss of Introductory Rate: We may end your Introductory Rate and apply the standard APR disclosed above if you make a late payment.

Call Us: 954-967-4441          Fax: 954-967-4440          M.A.R.S. Audio 800-419-0953          Routing Number 267078707