Vehicle Loans

Looking to buy a new or used car? SUN Credit Union has a loan to meet your needs.

Estimate your loan payment with our Auto Loan Calculator

Be sure you get pre-approved before you shop so you know exactly how much car you can afford and so you can negotiate the price as a "Cash" buyer rather than the payment (which is what the dealers want to sucker you into).

Whether you want a new or used vehicle, you may finance it through us. Take a look at our our loan rates, complete an application today, and drive in your new car tomorrow!

Apply Now

Motorcycle / Boat / Recreational Vehicle Loans
The best thing about our motorcycle, boat, or RV loans is that we give you the same low rate a you would qualify for a new car!
However you choose to seek adventure, SUN Credit Union can help you with the financing.  Check out our low rates and get pre-approved today by completing an application - it is your first step to owning your adventure!

Home Equity Loans & Home Equity Line of Credit (HELOC)

Current Promotion for HELOCs: We'll Pay 1/2 of your Closing Costs
Click here for the current rates

If you are a homeowner and have equity in your home, you can use the equity to remodel your kitchen, add a pool, or perhaps consolidate your bills. Whatever the reason, SUN Credit Union can establish a home equity line of credit or loan to make your dreams come true. In addition, you can save money on your current obligations with a lower payment and rate. Stop into either location and pick up a Home Equity Loan package today, and be one step closer towards completing that dream project.

Mortgage Loans
Thinking about buying a home or refinancing your current mortgage? To help you make your "move", we have teamed with Florida Member's Mortgage, Inc. to bring you the best in mortgage programs and services. The application process is fast and easy and can be done when it is convenient for you.  You can even apply online at
SUN Credit Union's Instant Lender Link

Fixed and adjustable rates. Flexible terms. Low costs. Fast closings. Personal service. Come "home" to SUN Credit Union when you're ready to make your "move".

Lines of Credit & Personal Loans
The Credit Union has a variety of line of credit loans to suit your needs.  Payments are as low as $25 per month for each $1,000 borrowed. Have easy access to cash from your line of credit - complete an application today.

Credit Cards

The Credit Union offers a Visa credit card with low interest rates. SUN Credit Union's Visa is an excellent value, offering the following benefits:

  • No Annual Fee

  • No Balance Transfer Fee

  • No Cash Advance Fee AND it's the same rate for cash advances as purchases (not a higher rate like some other cards).

  • No rate increases for late payments

  • Online balance and transaction account access.

  • 25 Day Grace period on purchases

  • Earn Valuable Rewards Points with each purchases...

Every time you use your SUN Visa® credit card to make a purchase, you’ll earn valuable points redeemable for brand name merchandise and exciting travel rewards. Airline tickets, hotel rooms, electronics, jewelry – choose from over 500 rewards!

Earn 1 point for every $1.00* you spend!
Reward Catalog

If you don’t have a SUN Visa® credit card Apply Today! Start enjoying earning back some of what you spend every time you’re filling up the gas tank, dining out, buying groceries or shopping at the mall. Every purchase adds up quickly to make your SUN Visa® card more rewarding than ever!

Brand Name Merchandise & Exciting Travel Destinations

**Your SUN Visa Credit Card number will be required to view points in the travel section

Fill out a application today, and you can have your own Visa within days! 



Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases Visa Platinum
Visa Classic and Visa Secured
APR for Cash Advances

Visa Platinum
Visa Classic and Visa Secured

Paying Interest

We will begin charging interest on purchases on the transaction date.

For Credit Card Tips from the Federal Reserve Board

To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at



Set-up and Maintenance Fees
- Annual Fee - Visa Platinum
- Annual Fee - Visa Classic
- Annual Fee - Visa Secured
- Account Set-up Fee None
- Application Fee


Transaction Fees
- Balance Transfer Fee
- Cash Advance Fee
- Foreign Transaction Fee

of each transaction in U.S. dollars
Penalty Fees
- Late Payment Fee
- Returned Payment Fee

Up to $25.00
Up to $25.00
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).”

Effective Date.
The information about the costs of the card described in this application is accurate as of August 22, 2010. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Late Payment Fee

Returned Payment Fee

Document Copy Fee
Rush Fee

$25.00 or the amount of the required minimum payment, whichever is
less, if you are ten (10) or more days late in making a payment.
$25.00 or the amount of the required minimum payment, whichever is



Copyright © 2008, SUN Credit Union. All Rights Reserved. Unauthorized Access is Prohibited. All Accesses are Monitored.
Privacy Notice

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.