Fees & Freebies

Effective February 15, 2011

Share Accounts

• One Time Membership Fee - $5.00

• New Account Closed within 90 Days - $10.00

• Pelican Pennie Youth Savings -   $0.05

• Excessive Withdrawals (over 6 per month) - $3.00

• Re-open Membership - $5.00

• Inactivity (No transactions for 12 consecutive months, accounts with less than $1,000 & members 18+ yrs of age) -  $5.00 per month

Christmas Club

• New - FREE

• Early Withdrawals (Prior to October 1) - $10.00

IRAs

• Setup - $15.00

• Withdrawal before age 59 1/2 - 1% or $25.00 whichever is greater.

• Closure - $30.00

Capital Account

• New - FREE

Share Draft (Personal, Escrow and Business)

• New Account - FREE

• Monthly Service Charge (Business Accounts Only) - $10.00

• Online Bill Pay (unlimited use) - FREE

• Non-Sufficient Funds - $29.00

• Stop Payment - $29.00

• Automatic Overdraft - $3.00

• Member Privilege (Courtesy Pay)- $20.00 *For each check, in person with draws, POS, ATM, or EFT transaction paid

• Check Copies - $2.00/item

• Temporary Checks - w/check reorder (8 max) - FREE w/o check reorder (4 checks/pg. - max 2 pgs.) - $2.00/pg

ATM

• New Card - $5.00

• Replacement Card - $7.50

• SUN CU Owned ATMs or Presto! Network ATMs Withdrawals/Transfers -FREE

• Other ATMs - $2.00 each (not including any fees charged by the owner of the ATM)

• Inquiries - FREE

• Overdraft -$29.00

VISA Debit Card

• New Card- FREE

• Replacement Card-First 1 FREE, then $10.00

• SUN CU Owned ATMs or Presto! Network ATMs Withdrawals/Transfers -FREE

• Other ATMs - $2.00 each (not including any fees charged by the owner of the ATM)

• Inquiries/POS Transactions (signature or PIN)- FREE

• Overdraft- $29.00

Loan Fees

• New Loan Application Fee - FREE

• Late Fee - 10%/$29.00 whichever is greater

• Loan Cancellation Fee - $50.00

Visa Credit Card

• Annual Fee - None

• Late Payment Fee - up to $25.00

• Non Sufficient Funds Payment - $29.00

• Foreign Transaction Fee - 1% of each transaction in U.S. dollars

• Document Copy Fee - $5.00

• Rush Fee - $17.00

• Replacement Card - $10.00

• Cash Advance Non-SUN CU Card - $10.00

• VISA Online Account Access - FREE

Account Reconciliation/Research

• Staff Research - $30.00 minimum per hour or portion thereof

Wire Transfers

• Incoming - $5.00

• Outgoing - $20.00 per attempt

• International - cost + $15.00

Miscellaneous

• 24/7 Online Account Access- FREE

• E-Statements - FREE

• Online Bill Pay (unlimited use) - FREE

• Invalid Address Fee - $5.00/per piece

• History - per page -  $2.00/pg.

• Statement Copy - $5.00 per statement

• Transfer-M.A.R.S or Home Banking- FREE

• Transfer - Telephone CU assisted - $2.00

• Returned Deposit Item - third party - $10.00

• Returned Deposit Item - self - $29.00

• Cashier's Checks - $ 5.00 each

• Cashier's Check Stop Payment- $29.00 (after 90 days)

• VISA Gift/Travel Card - $2.00

• Money Orders (Pines Branch Only) - $1.00

• Tax Levy/Garnishment - $50.00 + Attorney's Fees

• Credit Union Check to Third Party - $2.00

• Credit Union Check Stop Payment - $25.00

• Cashier's Check Copy - $5.00

• Fax or Photocopy - $1.00 per page

• Notarization -FREE

• Overnight Mail - $35 min. or cost whichever is greater

• Coin machine (Hollywood Only) - FREE (members only)

* All Fees are per occurrence unless otherwise noted.

08/01/09